Credit Card Processing

Step By Step Capitals Credit Card Processing:

  • Streamlined merchant services solution for small and medium-sized businesses to accept and process card payments.

  • Enhances cash flow and customer convenience in retail, e-commerce, and service-based industries.

  • Ensures compliance with PCI-DSS standards for secure transactions.

    Key Features:

    • Provides cutting-edge payment technology: POS terminals, mobile readers, and online gateways.

    • Competitive transaction fees: 1.5–3.0% per swipe or keyed-in transaction, plus nominal per-transaction charges.

    • Same-day or next-day funding for immediate liquidity.

    • Robust fraud protection and chargeback management.

    Purpose:

    • Enables businesses to cater to customer payment preferences, boosting revenue.

    • Supports seamless integration with existing systems (e.g., Shopify, QuickBooks) to minimize setup disruptions.

    • Drives operational growth in a card-driven economy.

    Eligibility:

    • Focused on business sales stability and industry type, with minimal emphasis on personal credit checks.

    • Suitable for businesses with monthly transaction volumes starting at $5,000.

    • Higher-risk industries may face slightly elevated rates.

    Enrollment Process:

    • Starts with a quick online application, including business details, estimated transaction volumes, and preferred processing methods.

    • Brief risk assessment completed within 24–48 hours for approval.

    • Upon approval, merchants receive customized equipment/software and onboarding support.

    • Dedicated account manager assists with transaction disputes and technical issues.

    Client Support:

    • Real-time analytics dashboard to monitor sales trends and optimize pricing strategies.

    • Transparent fees with no long-term contracts or hidden charges.

    • Ongoing assistance for seamless payment operations.

    Benefits:

    • Boosts revenue by accommodating diverse customer payment preferences.

    • Rapid funding supports immediate needs like inventory restocking or payroll.

    • Flat or interchange-plus pricing models ensure cost predictability.

    • Advanced encryption and tokenization protect against data breaches.

    Strategic Advantages:

    • Combines reliable payment infrastructure with financial flexibility.

    • Enhances customer satisfaction through versatile payment options.

    • Positions businesses to thrive in competitive markets by streamlining operations and supporting growth.