Terms and Conditions
Effective Date: October 20th, 2025
Welcome to Step By Step Capital (“we,” “our,” or “us”). By using our website, you agree to the following Terms and Conditions. Please read them carefully before using our site or submitting any information.
1. Use of Website:

By accessing our website, you agree to use it only for lawful purposes and in a way that does not infringe the rights or restrict the use of others. You must be at least 18 years old to apply for funding.
2. Funding Applications:

By submitting an application, you authorize Step By Step Capital and its funding partners to review your information, verify details, and contact you regarding funding opportunities. Approval decisions are subject to verification and creditworthiness.
3. No Guarantee:

Submitting an application does not guarantee approval or funding. All approvals are determined by individual underwriting guidelines of our partner lenders.
4. Intellectual Property:

All content, logos, and materials on this website are owned or licensed by Step By Step Capital. You may not copy, reproduce, or distribute any materials without our written permission.
5. Limitation of Liability:

Step By Step Capital shall not be held liable for any damages, losses, or claims arising from your use of this website, including but not limited to errors, delays, or service interruptions.
6. External Links:

Our website may contain links to third-party sites. We are not responsible for the content, accuracy, or privacy practices of any external sites.
7. Governing Law:

These Terms are governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles.
8. Contact Information:

If you have any questions regarding these Terms and Conditions, please contact us at Support@stepbystepcap.com.