Step By Step Capitals Line of Credit:

• Revolving line of credit with a maximum limit of up to $1 million.

• Designed for businesses needing flexible, ongoing access to funds.

• Acts as a financial safety net for cash flow management, unexpected expenses, or growth opportunities (e.g., inventory purchases, seasonal demands).

  Key Features:

• Revolving Nature: Draw funds as needed, repay, and borrow again within the credit limit.

• Term: Up to three years.

• Interest Structure: Charged only on the amount used, not the full credit line.

• Interest Rates: Competitive, typically starting in the mid-single digits for qualified applicants.

• No Hidden Fees: Transparent terms with no surprise costs.

  Eligibility and Approval:

• Based on business creditworthiness, revenue history, and operational stability.

• Streamlined application process for efficiency.

• Funds available within 1-2 Business days.

• Access provided through a dedicated account for instant use.

  Benefits:

• Flexible access to funds, reusable as repayments are made.

• Cost-effective financing tailored to business needs.

• Sustainable solution for long-term financial planning.

• Competitive rates and transparent terms.

  Support and Partnership:

• Direct collaboration with trusted financial institutions to secure funding.

• Expert team provides hands-on guidance through application, documentation, and term negotiation.

• Ongoing advice to adapt to evolving business needs.

• Personalized support for small businesses or established companies managing variable costs.